Micro Health Insurance

This type of insurance provides benefits in the event of the Assured’s death caused by an accident or Assured’s hospitalization necessitated by a disease or accident.

Premium Rates

Benefits

No Benefit for the Following:-

In the event of death (by accident) and injury, Disease and Hospitalization caused or necessitated directly or indirectly by one of the following no benefit is obtainable.

1. Under medical treatment. The Assured is recommended by a doctor to be treated. Disease symptoms already confirmed.
2. Derangement caused by mental diseases.
3. Hospitalization for medical check-up, rest and recuperation.
4. Hospitalization and surgery for conception.
5. Dental treatment not caused by an accident.
6. Eye test including spectacles not caused by an accident Loss of eye sights. Treatment to improve eye sights.
7. Beautification.
8. To wear hearing aids.
9. Physical defect. Infirmity.
10. Use of narcotic drugs.
11. Commission of a criminal offence.
12. Contraction of AIDS / HIV.
13. Terrorism acts. Riot. War and warlike operations.
14. Medical treatments for which the Assured is hospitalized last 3 days only or less.
15.  Fraudulent claims
16. Suicide

If you want to buy this insurance, please contact First National Insurance (Life) Co., Ltd. & F.N.I Branches or Insurance Agents dealing with FNI.